FREE Resources - General
Talbot Stevens has researched dozens of personal financial issues, beyond RRSPs, leverage, and after-tax income.
Please note that although the figures in the articles were accurate at date of printing, some details may not be current, due to subsequent changes to government regulations, tax laws, market conditions, etc.
Articles
Talbot has written articles for Investment Executive. The following article addresses how tax efficiency affects investment results.
- Taxes made more efficient (September 2001)
- Why RESPs are at head of education financing class (November 2003)
- RRSPs vs paying capital gains tax (November 2001)
- Making the cases for tax prepaid savings plans (November 2003)
- Strategies for tackling clients' low savings rates (February 2006)
- Change in client's habits feathers retirement nest (March 2006)
Strategy Sheets
Talbot has written many Strategy Sheets addressing general financial topics. Click the date ranges below to access the Strategy Sheets written in those years.
1995-1997, 1998-1999, 2000-2001, 2002
Strategy Sheets, 1995-1997
- Real Risk vs. Guarantees (September 1995)
- Earn Over 25% Interest Guaranteed (October 1995)
- More Lessons From the Rich (December 1995)
- Increase Returns While Lowering Risk (March 1996)
- Baby Boomers Take Note - Time is Running Out (April 1996)
- Buy Slightly Used (May 1996)
- Learning More and Taking Action (June 1996)
- New Seniors Benefit (September 1996)
- Impact of New Seniors Benefit Clawback (October 1996)
- Minimize Seniors Benefit Clawback (November 1996)
- Better GIC Alternatives (December 1996)
- Diversify By Strategy (April 1997)
- Help a Friend (May 1997)
- Risks and Costs of Market Timing (June 1997)
- Understanding Tax Bracket Pays Off (July 1997)
- Tax-Efficient Investment Strategies (September 1997)
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Strategy Sheets, 1998-1999
- The ABCs of Index-Linked GICs (March 1998)
- Technology Could Increase Retirement to 35 Years or More (April 1998)
- Understand Mutual Fund Distributions and Minimize Taxes (May 1998)
- The Many Benefits of Appearing Poor (June 1998)
- Lessons From Cancelled Seniors Benefit Legislation (September 1998)
- New Government Grants Make RESPs a Great Deal (October 1998)
- RESPs Not Always the Best Strategy (February 1999)
- Ten Strategies to Profit in Turbulent Times, Part 1 (March 1999)
- Ten Strategies to Profit in Turbulent Times, Part 2 (April 1999)
- Human Nature Risks Biggest Threat to Financial Success, Part 1 (July 1999)
- Human Nature Risks Biggest Threat to Financial Success, Part 2 (August 1999)
- Combination Strategy Plans Turbocharge Financial Success (October 1999)
- Some Should Consider Flexibility of Universal Life (November 1999)
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Strategy Sheets, 2000-2001
- The Most Important Investment Parameter (March 2000)
- 3 Steps to Financial Freedom (April 2000)
- Finding the Right Financial Advisor (June 2000)
- Cut Mortgage Costs to Save Thousands (July 2000)
- Variable Mortgages Worth a Look (August 2000)
- The Forgotten Half of Financial Planning (September 2000)
- Lower Taxes a Big Benefit for Investors (November 2000)
- Lessons from Decline in Tech Stocks (January 2001)
- Where the Markets are Headed in the Next Year (February 2001)
- Why Short-Term Convertible Mortgages are Generally Best (April 2001)
- Car Buying Strategy Worth $365,000 (July 2001)
- Benefits of Tax-Efficient Equity Funds (August 2001)
- The Many Benefits of Efficient Frontier Theory (September 2001)
- How to Benefit When Interest Rates Drop (November 2001)
- Are You a Rational or Emotional Investor (December 2001)
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Strategy Sheets, 2002
- The Most Valuable Financial Gift (January 2002)
- A Tax-Deductible RESP Alternative (February 2002)
- New Professional Corporations Save Taxes (March 2002)
- Another Tax-Efficient Mutual Fund Option (April 2002)
- The Biggest Risk to Your Financial Success (May 2002)
- Another Better RESP Alternative (June 2002)
- Reverse Mortgages Provide Tax-Free Retirement Funds (July 2002)
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Related Products and Services
News Releases
Talbot Stevens has written many news releases based on his ideas and research. These releases address general financial issues not related to RRSPs, leverage, or after-tax income.
- An Overdue, Simple Way to Boost Retirement Savings (June 2014)
- New Book Guaranteed to Benefit (January 2014)
- Two Investment Strategies Even Better Than RRSPs (January 1995)
- 40% Gift Makes Labour Funds an Obvious Choice for Some (May 1995)
- Mutual Fund Returns Not What You Think (October 1995)
- Thousands Buying 5.25% CSBs While Turning Down Over 25% Interest Guaranteed (October 1995)
- Earn $1,000/hr Learning More (April 1996)
- Impact of Lower Capital Gains Taxes (November 2000)
- Millions Unknowingly Turn Down Guaranteed Returns of 26% or more (November 2002)
