FREE Resources - RRSPs
RRSPs are certainly the foundation of voluntary retirement savings for Canadians. Talbot Stevens has produced a number of published articles, Stategy Sheets, and News Releases addressing this subject, including when RRSP catch-up loans make sense and when it can be better to invest outside of RRSPs.
Don't Put Dry Pasta in Your RRSP
To learn more about why you should never put dry pasta in your
RRSP, and how to Gross Up your RRSP contributions by 25 to 85%, click
here.
Articles
Talbot Stevens has published several RRSP-related articles in Investment Executive, available below.
- RRSP Refund Strategies (June 2001)
- Benefits of RRSP catch-up loans (July 2001)
- Equities in or out of an RRSP (October 2001)
- Can Capital Gains be Better Unregistered (November 2001)
- Should your clients invest in RRSPs or pay down debt? (February 2003)
- When RRSPs Don't Reign Supreme (July 2003)
- Getting the Most from your Client's RRSP Contribution (February 2004)
Strategy Sheets
Talbot has written many Strategy Sheets addressing RRSP issues. Click the date ranges below to access the Strategy Sheets written in those years.
Strategy Sheets, 1996-1997
- Maximize RRSP or Pay Down Mortgage (January 1996)
- Why Almost Every Couple Should have a Spousal RRSP (February 1996)
- Are Capital Gains Better Than RRSPs (February 1997)
- Capital Gains Better Than RRSPs For Some (March 1997)
- If Age 69, 70, or 71 (October 1997)
- Lobby to Exempt RRSPs From Seniors Benefit Clawbacks (November 1997)
- Loophole Allows Extra Year of RRSP Contributions (December 1997)
Hide List
Strategy Sheets, 1998
- Seniors Benefit Decreases RRSP Income 27% to 40% (January 1998)
- Part 2 of Seniors Benefit Decreases RRSP Income 27% to 40% (February 1998)
- Right Refund Strategy Increases RRSP 30 to 50% or More, Part 1 (July 1998)
- Right Refund Strategy Increases RRSP 30 to 50% or More, Part 2 (August 1998)
- Understanding How Unregistered Equities Can Be Better Than RRSPs (December 1998)
Hide List
Strategy Sheets, 1999-2001
- The Perfect Complement to RRSPs (September 1999)
- Catch-Up RRSP Strategy Makes Sense in Most Cases (December 1999)
- Clone Funds Open RRSPs to World of Global Equities (February 2000)
- Tax Cuts Mean Equities Can Be Better Outside of RRSPs (December 2000)
- Tax-Prepaid Savings Plans Generally Better Than RRSPs (March 2001)
- RRSP Statistics a Wake-Up Call to Save More (June 2001)
Hide List
Related Products and Services
News Releases
Talbot's news releases based on his research of RRSPs are listed below.
- Author Issues 'RRSP Pasta Challenge' to Improve Financial Literacy, with $2,500 Incentive
- Is Your RRSP Refund Strategy Hurting Your Retirement? (January 2015)
- Behavioural Trap Hurts Most RRSP Investors (December 2014)
- The Hidden Risk of Spending Your RRSP Refunds (March 2014)
- Why You Shouldn't Put Dry Pasta in Your RRSP (February 2014)
- The Can't-Lose RRSP Loan Strategy (February 2013)
- Refund Strategy Key to RRSPs' Effectiveness (January 2012)
- The Biggest Dilemna This RRSP Season (January 2011)
- When RRSP Catch-Up Loans Make Sense (January 2002)
- Why Investors Benefit from RRSP Catch-Up Loans (February 2001)
- Leverage Better Than RRSPs (January 2001)
- 5 RRSP Story Ideas (January 2001)
- Best Alternative to RRSPs Poorly Understood (February 2000)
- Gross Up RRSP Strategy Can Double Retirement Fund (January 1999)
- Catch Up RRSP Strategy Makes Sense in Most Cases (January 1999)
- Most Making Wrong Spousal RRSP Decision (January 1997)
- When NOT to Invest in RRSPs (February 1996)
- Maximize RRSP or Pay Down Mortgage? (January 1996)
- RRSPs: Not Just for Retirement (February 1994)
- Four Interesting RRSP Story Ideas (January 1994)
"Help a Friend" System
Attract interested prospects for less than $20 each with our "Help a Friend" referral system.