Subject: How Pasta Can Increase Your RRSP Income 25-100%
<Firstname>,
While most investors have a basic grasp of the government's retirement savings programs, very few understand a fundamental concept about RRSPs that would increase their retirement income by 25-100%.
Fact: Most Canadians spend their RRSP refunds. The result is that they end up investing less than they start with, less than they intended, and less than they need to fund a secure retirement.
I have three goals to help you and your friends benefit in this area.
"Talbot Stevens' new book, The Smart Debt Coach, uses the catchy concept of dry pasta to help you understand a better way to a comfortable retirement."
Ellen Roseman, Toronto Star personal finance and consumer columnist
Talbot Stevens offers this question to test one's knowledge of using RRSPs effectively.
In a 50% tax bracket with $1,000 after taxes to invest, how much could you (and should you) contribute to your RRSP?
Like Talbot, I want every one of my clients to know this answer, and the answer for your individual tax situation.
After understanding the different RRSP Refund Strategies, I want to help you upgrade to the contribution strategy that is best for you. For many, this will increase their RRSP contributions, and resulting retirement income, by 25-100%, depending on their tax bracket.
Finally, I believe that valuable ideas should be shared with those we care about. I would also like to help you "Help a Friend" and share these ideas with others.
Next Steps
I look forward to helping you, and your friends, increase RRSP contributions 25-100%.
To your financial success,
<Advisor Name>
P.S. One way to learn more, and spread the word to others, is to visit www.SmartDebtCoach.com/pasta.